Getting it quick:
Financing Your LifetimeVibe
Because the benefits of LifetimeVibe can be so dramatic, we want to help you get your machine as quickly as possible.
Option 1: Use your existing credit card
If you already have a credit card, that may be the best way to finance your machine–you can pay as quickly as you like with no extra hassle.
Option 2: Apply for a new 0% credit card
A quick google search for “0% credit cards” gives many options for credit cards with no interest for 12 or more months. Many of these allow you to apply online and get approved right away.
Then, use that card to buy your LifetimeVibe.
Option 3: If you live in Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Oregon, Washington, Wyoming
Click here to apply through the Onspot portal for Mountain America Credit Union.
Enter provider code 451725 for LifetimeVibe. Before you complete the application, you can choose credit card or loan.
Current Rates (you choose the option at application):
- Credit Card: 1.99% for 6 months, then 7.99% to 10.99%, depending on credit.
- Loan: 7.99% to 14.99%, depending on credit
You will be notified by email when your card or loan is approved and asked to electronically sign the loan agreement through Docusign. After you sign the agreements, your purchase will complete within 1-2 business days and we will ship your LifetimeVibe.
Option 4: Anywhere in USA: PayTomorrow Financing at Checkout
Checkout here and choose PayTomorrow during checkout. Application is entirely online and approval is instant. After your application, including a $59 fee, you will be approved for one of several possiibilities:
Current rate possibilities that will be presented after the application, depending on credit:
- 0% for 6 months: (about $500/month for a $3,000 purchase) (this is unusual)
- 24 months: 4.9% to 16% interest
- Two stage contract, 12-24 months: stage 1 lease, followed by stage 2 installment loan at 5% to 16% interest. Total annual rate of the combined financing can vary, but may approach 20%.
- No credit needed lease to own: (no credit or scores below about 605): about $500/month for 24 months (as much as 200% annual interest rate).
If none of these work for you. . .
Please email [email protected], chat below, or call 801-910-1117 and let us know why.
We want to make it easier for people to get a LifetimeVibe and your feedback is very helpful.